FAQs

We provide affordable funding for businesses that need money for any reason what so-ever. With our lenders,you don’t even need collateral or excellent credit to get approved. Our multi-lender platform assures that our clients will get the best terms possible because with us. We charge no up-front fees what-so-ever and we can get you offers with no obligation.

Rush Capital works with a wide-range of businesses including retailers, restaurants, wholesalers, professional services and other small businesses.

We’re based out of New Jersey

You can receive anywhere from $5,000 to $1,000,000 in funds to be used however you deem fit for your business.

Our simple online application offers 60 second decisions, free and at no obligation. After you complete the application, you can typically receive funding in just a few days.

No! One of the many advantages of our programs over a traditional lender is that we don’t require a business plan in order to receive funding.

Yes! Because our Merchant Cash Advance and Business Loan are based on the strength of your business rather than your credit history, a low credit score will not prevent you from acquiring the working capital you want.

Whatever your business wants! Common uses for our funding programs include purchasing inventory, renovations, marketing, advertising, seasonal expenses, purchasing equipment, and meeting payroll.

If your business accepts credit cards, has fluctuating sales, and you don’t want to pay monthly minimums, then you should inquire about our Merchant Cash Advance.

If your business does not process credit cards, then you should inquire about our Business Loan.

A Merchant Cash Advance is an innovative alternative to a traditional small business loan. Rush Capital utilizes your current credit and debit card sales to be able to provide you with financing so you can put your business plans into action.

Unlike most traditional bank loans, there are no fixed monthly payments with a Merchant Cash Advance. The repayment is completely flexible and works alongside your natural cash flow. During the length of your payback period, a small percentage of your daily credit/debit card sales is withheld until the advance is paid in full. This allows businesses the flexibility to make lower payments during periods when cash flow slows down.

You’re eligible for a Merchant Cash Advance if:

  • Your business processes at least $8,000 a month in credit card sales
  • Your business has been processing credit cards for at least 60 days

Our Business Loan does not require that your business accept credit/debit cards. The loan is repaid over time with a fixed daily debit amount, as oppose to our Merchant Cash Advance, which is paid back by deducting a small set percentage from your credit/debit card sales until the cash advance is paid in full.

You’re eligible for our Business Loan if:

  • You’ve been in business for at least 1 year
  • You have $10,000 a month in gross sales
  • You have proof of ownership

Our small business loans are non-traditional, unsecured loans that do not require personal collateral for approval. They are typically shorter term loans and have much higher approval rates.